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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,050 | $88,815+141.0% | $81,882+161.4% | $145,897+46.7% |
| Participation rate | 95.2% | 75.1%+20.2pp | 72.4%+22.9pp | 80.3%+14.9pp |
| Annual return | 14.27% | 1033.75%-1019.5pp | 779.47%-765.2pp | 552.29%-538.0pp |
| Employer contribution / active EE | $7,614 | $3,086+146.7% | $2,916+161.1% | $4,663+63.3% |
| Participant deferral / active EE | $7,361 | $4,647+58.4% | $4,323+70.3% | $6,689+10.0% |
| Admin fee / account holder | $2,702 | $8,434-68.0% | $7,360-63.3% | $13,390-79.8% |