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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $45,339 |
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $5,133 |
Filed as: FIRST GREAT-WEST LIFE & ANNUITY Service code 64 · EIN 93-1225432 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,253 | $99,994+2.3% | $146,643-30.3% | $85,847+19.1% |
| Participation rate | 70.3% | 73.1%-2.7pp | 80.1%-9.7pp | 69.3%+1.0pp |
| Annual return | 10.62% | 18.93%-8.3pp | 22.75%-12.1pp | 318.61%-308.0pp |
| Employer contribution / active EE | $1,176 | $2,559-54.0% | $4,137-71.6% | $2,565-54.2% |
| Participant deferral / active EE | $6,866 | $4,006+71.4% | $5,506+24.7% | $3,952+73.7% |
| Admin fee / account holder | $519 | $7,703-93.3% | $10,280-94.9% | $6,261-91.7% |