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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,413 | $83,045+19.7% | $130,045-23.6% | $71,511+39.0% |
| Participation rate | 65.0% | 74.1%-9.1pp | 78.5%-13.5pp | 67.9%-2.9pp |
| Annual return | 15.03% | 20.61%-5.6pp | -137.30%+152.3pp | 28.86%-13.8pp |
| Employer contribution / active EE | $1,416 | $2,623-46.0% | $4,321-67.2% | $2,589-45.3% |
| Participant deferral / active EE | $7,308 | $4,436+64.8% | $5,820+25.6% | $4,291+70.3% |
| Admin fee / account holder | $6,946 | $1,727+302.2% | $10,600-34.5% | $1,588+337.3% |