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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $46,547 |
THE LEADERS GROUP INC1 year Service code 49 | Other Services | $1,925 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $1,096 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 · EIN 84-0532243 | Investment Management | $784 |
Service code 13 · EIN 11-3271022 | Contract Administrator | $665 |
Filed as: FIRST GREAT-WEST LIFE & ANNUITY Service code 64 · EIN 93-1225432 | Recordkeeping Fees | $100 |
THE LEADERS GROUP INC1 year Filed as: THE LEADERS GROUP Service code 49 · EIN 84-1275292 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,060 | $81,494+16.6% | $133,978-29.0% | $73,497+29.3% |
| Participation rate | 62.4% | 76.4%-14.0pp | 79.8%-17.5pp | 70.7%-8.3pp |
| Annual return | 13.45% | 19.40%-6.0pp | 45.10%-31.7pp | 28.51%-15.1pp |
| Employer contribution / active EE | $581 | $2,210-73.7% | $3,919-85.2% | $2,270-74.4% |
| Participant deferral / active EE | $6,216 | $3,787+64.1% | $5,047+23.2% | $3,740+66.2% |
| Admin fee / account holder | $546 | $713-23.4% | $8,930-93.9% | $513+6.5% |