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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,227 | $88,137-29.4% | $164,975-62.3% | $74,429-16.4% |
| Participation rate | 98.3% | 73.1%+25.2pp | 78.6%+19.7pp | 67.2%+31.1pp |
| Annual return | 24.07% | 17.13%+6.9pp | 70.12%-46.1pp | 1368.38%-1344.3pp |
| Employer contribution / active EE | $4,140 | $2,597+59.4% | $4,343-4.7% | $2,625+57.7% |
| Participant deferral / active EE | $9,074 | $4,501+101.6% | $6,033+50.4% | $4,348+108.7% |
| Admin fee / account holder | $13,473 | $2,231+503.8% | $12,688+6.2% | $1,944+592.9% |