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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,159 | $113,941-8.6% | $94,229+10.5% | $125,389-16.9% |
| Participation rate | 80.0% | 82.9%-2.9pp | 78.8%+1.2pp | 83.2%-3.2pp |
| Annual return | -2.35% | 5.29%-7.6pp | 10.68%-13.0pp | 282.24%-284.6pp |
| Employer contribution / active EE | $388 | $4,727-91.8% | $3,587-89.2% | $4,866-92.0% |
| Participant deferral / active EE | $6,319 | $5,179+22.0% | $4,320+46.3% | $5,352+18.1% |
| Admin fee / account holder | $463 | $8,392-94.5% | $6,269-92.6% | $9,541-95.1% |