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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,718 | $154,209-19.1% | $130,062-4.1% | $139,487-10.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.5%+1.5pp | 80.3%-0.3pp |
| Annual return | 15.73% | 32.52%-16.8pp | -137.37%+153.1pp | 373.84%-358.1pp |
| Employer contribution / active EE | $379 | $5,292-92.8% | $4,322-91.2% | $4,755-92.0% |
| Participant deferral / active EE | $4,653 | $6,709-30.7% | $5,821-20.1% | $6,713-30.7% |
| Admin fee / account holder | $26,961 | $13,988+92.7% | $10,601+154.3% | $11,407+136.3% |