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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,618 | $142,409-0.6% | $119,634+18.4% | $134,545+5.3% |
| Participation rate | 70.0% | 82.8%-12.8pp | 79.3%-9.3pp | 81.2%-11.2pp |
| Annual return | -17.02% | -12.46%-4.6pp | -14.98%-2.0pp | 418.37%-435.4pp |
| Employer contribution / active EE | $319 | $5,224-93.9% | $4,232-92.5% | $4,742-93.3% |
| Participant deferral / active EE | $5,283 | $6,468-18.3% | $5,601-5.7% | $6,401-17.5% |
| Admin fee / account holder | $1,589 | $13,594-88.3% | $10,329-84.6% | $11,431-86.1% |