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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,619 | $166,242-11.8% | $165,071-11.2% | $145,884+0.5% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 11.88% | 100.44%-88.6pp | 70.17%-58.3pp | 551.85%-540.0pp |
| Employer contribution / active EE | $341 | $5,283-93.5% | $4,347-92.2% | $4,662-92.7% |
| Participant deferral / active EE | $5,993 | $6,964-13.9% | $6,035-0.7% | $6,690-10.4% |
| Admin fee / account holder | $352 | $16,658-97.9% | $12,695-97.2% | $13,392-97.4% |