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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,674 | $176,794-7.4% | $146,647+11.6% | $167,553-2.3% |
| Participation rate | 77.8% | 83.6%-5.8pp | 80.1%-2.3pp | 82.1%-4.3pp |
| Annual return | 12.09% | 24.04%-12.0pp | 22.75%-10.7pp | 478.89%-466.8pp |
| Employer contribution / active EE | $345 | $5,161-93.3% | $4,137-91.7% | $4,840-92.9% |
| Participant deferral / active EE | $6,185 | $6,440-4.0% | $5,506+12.3% | $6,343-2.5% |
| Admin fee / account holder | $38,722 | $13,262+192.0% | $10,281+276.7% | $12,316+214.4% |