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| Provider | Service type | Compensation |
|---|---|---|
CARON & BLETZER, PLLC1 year Service code 50 · EIN 04-3499945 | Direct Payment | $7,905 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 64 · EIN 04-1590850 | Recordkeeping Fees | $838 |
Service code 53 · EIN 95-3845382 | Insurance Commissions | $0 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,030 | $82,674+2.8% | $125,381-32.2% | $68,486+24.2% |
| Participation rate | 81.5% | 75.1%+6.4pp | 82.4%-0.9pp | 67.9%+13.6pp |
| Annual return | -13.60% | -5.97%-7.6pp | 572.31%-585.9pp | -7.85%-5.7pp |
| Employer contribution / active EE | $444 | $3,382-86.9% | $4,815-90.8% | $2,597-82.9% |
| Participant deferral / active EE | $5,736 | $6,111-6.1% | $7,448-23.0% | $4,028+42.4% |
| Admin fee / account holder | $87 | $6,277-98.6% | $10,007-99.1% | $5,404-98.4% |