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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 04-1590850 | Other Services | $4,758 |
AMERICAN CENTURY3 years Service code 52 · EIN 43-1819235 | Indirect Investment Fees | $0 |
AMERICAN FUNDS3 years Service code 52 · EIN 66-0793788 | Indirect Investment Fees | $0 |
DIAMOND HILL3 years Service code 52 · EIN 31-6547095 | Indirect Investment Fees | $0 |
Service code 27 · EIN 61-1732930 | Advisory (Plan) | $0 |
INVESCO1 year Service code 52 · EIN 22-3849391 | Indirect Investment Fees | $0 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: JP MORGAN Service code 52 · EIN 26-3613641 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,397 | $89,367-15.6% | $141,191-46.6% | $72,975+3.3% |
| Participation rate | 46.8% | 75.1%-28.4pp | 82.5%-35.7pp | 69.5%-22.7pp |
| Annual return | 18.17% | 111.87%-93.7pp | 71.41%-53.2pp | 81.01%-62.8pp |
| Employer contribution / active EE | $820 | $3,115-73.7% | $4,736-82.7% | $2,440-66.4% |
| Participant deferral / active EE | $4,368 | $5,419-19.4% | $6,710-34.9% | $3,608+21.1% |
| Admin fee / account holder | $41 | $5,957-99.3% | $10,264-99.6% | $5,124-99.2% |