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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $19,919 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,827 | $72,177-18.5% | $115,038-48.9% | $59,633-1.4% |
| Participation rate | 51.1% | 72.6%-21.4pp | 81.4%-30.3pp | 68.7%-17.6pp |
| Annual return | 1.06% | 12.02%-11.0pp | 26.14%-25.1pp | 2041.45%-2040.4pp |
| Employer contribution / active EE | $74 | $2,841-97.4% | $4,608-98.4% | $2,203-96.7% |
| Participant deferral / active EE | $3,663 | $4,783-23.4% | $6,026-39.2% | $3,192+14.8% |
| Admin fee / account holder | $146 | $4,927-97.0% | $8,175-98.2% | $4,297-96.6% |