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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 04-1590850 | Other Services | $1,738 |
AMERICAN CENTURY4 years Service code 52 · EIN 43-1819235 | Indirect Investment Fees | $0 |
AMERICAN FUNDS4 years Service code 52 · EIN 66-0793788 | Indirect Investment Fees | $0 |
DIAMOND HILL4 years Service code 52 · EIN 31-6547095 | Indirect Investment Fees | $0 |
Service code 27 · EIN 61-1732930 | Advisory (Plan) | $0 |
INVESCO2 years Service code 52 · EIN 76-0343427 | Indirect Investment Fees | $0 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: JP MORGAN Service code 52 · EIN 26-3613641 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,625 | $98,776-7.2% | $149,745-38.8% | $79,856+14.7% |
| Participation rate | 56.8% | 75.8%-19.0pp | 82.5%-25.7pp | 69.6%-12.8pp |
| Annual return | 17.28% | 27.38%-10.1pp | 276.72%-259.4pp | 31.71%-14.4pp |
| Employer contribution / active EE | $1,036 | $3,217-67.8% | $4,646-77.7% | $2,471-58.1% |
| Participant deferral / active EE | $5,522 | $5,681-2.8% | $6,843-19.3% | $3,741+47.6% |
| Admin fee / account holder | $17 | $6,053-99.7% | $9,312-99.8% | $5,306-99.7% |