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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,072 | $178,174+161.0% | $156,181+197.8% | $137,256+238.8% |
| Participation rate | 79.2% | 82.0%-2.9pp | 78.8%+0.3pp | 80.0%-0.8pp |
| Annual return | 13.15% | 84.19%-71.0pp | 64.87%-51.7pp | 220.34%-207.2pp |
| Employer contribution / active EE | $2,961 | $4,972-40.4% | $4,294-31.0% | $4,156-28.8% |
| Participant deferral / active EE | $16,004 | $6,888+132.3% | $6,132+161.0% | $6,407+149.8% |
| Admin fee / account holder | $7,916 | $17,404-54.5% | $14,586-45.7% | $12,270-35.5% |