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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,864 | $227,566-62.3% | $189,558-54.7% | $167,518-48.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.5%+21.5pp | 82.1%+17.9pp |
| Annual return | 18.70% | 78.43%-59.7pp | 64.19%-45.5pp | 478.71%-460.0pp |
| Employer contribution / active EE | $2,855 | $5,316-46.3% | $4,412-35.3% | $4,838-41.0% |
| Participant deferral / active EE | $8,215 | $7,002+17.3% | $6,174+33.1% | $6,342+29.5% |
| Admin fee / account holder | $803 | $11,881-93.2% | $9,809-91.8% | $12,312-93.5% |