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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,699 | $228,395-69.9% | $185,861-63.0% | $158,982-56.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 22.09% | 40.82%-18.7pp | 35.96%-13.9pp | 302.99%-280.9pp |
| Employer contribution / active EE | $2,983 | $4,968-39.9% | $4,088-27.0% | $4,763-37.4% |
| Participant deferral / active EE | $8,572 | $6,417+33.6% | $5,634+52.2% | $5,983+43.3% |
| Admin fee / account holder | $998 | $11,869-91.6% | $9,503-89.5% | $11,252-91.1% |