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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,799 | $202,440-48.7% | $169,390-38.7% | $139,466-25.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.18% | 532.36%-515.2pp | 406.07%-388.9pp | 373.66%-356.5pp |
| Employer contribution / active EE | $3,535 | $4,693-24.7% | $4,013-11.9% | $4,754-25.6% |
| Participant deferral / active EE | $13,429 | $6,940+93.5% | $6,222+115.8% | $6,712+100.1% |
| Admin fee / account holder | $13,345 | $10,722+24.5% | $9,015+48.0% | $11,409+17.0% |