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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,281 | $211,946-84.8% | $169,452-81.0% | $135,380-76.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -14.01% | 3.26%-17.3pp | 1.83%-15.8pp | 519.81%-533.8pp |
| Employer contribution / active EE | $3,324 | $5,117-35.0% | $4,157-20.0% | $4,779-30.4% |
| Participant deferral / active EE | $7,673 | $6,075+26.3% | $5,277+45.4% | $5,609+36.8% |
| Admin fee / account holder | $353 | $11,472-96.9% | $9,110-96.1% | $10,828-96.7% |