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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,237 | $182,442-36.8% | $163,379-29.5% | $138,895-17.0% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.8%+14.1pp | 79.9%+11.0pp |
| Annual return | 18.75% | 72.74%-54.0pp | 63.41%-44.7pp | 145.39%-126.6pp |
| Employer contribution / active EE | $2,992 | $4,159-28.1% | $3,752-20.3% | $4,194-28.7% |
| Participant deferral / active EE | $11,816 | $6,817+73.3% | $6,282+88.1% | $6,396+84.7% |
| Admin fee / account holder | $1,737 | $10,396-83.3% | $9,818-82.3% | $12,562-86.2% |