Retirement plan

PHYSICIANS FOR WOMEN'S HEALTH, LLC SAVINGS AND RETIREMENT PLAN

Name: PHYSICIANS FOR WOMEN'S HEALTH, LLC - PHYSICIANS FOR WOMEN'S HEALTH, LLC SAVINGS AND RETIREMENT PLAN (2019) Form 5500
Creator: PHYSICIANS FOR WOMEN'S HEALTH, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PHYSICIANS FOR WOMEN'S HEALTH, LLC SAVINGS AND RETIREMENT PLAN, PHYSICIANS FOR WOMEN'S HEALTH, LLC

PHYSICIANS FOR WOMEN'S HEALTH, LLCEIN 06-1483728Plan #001PY 2019

22 WATERVILLE ROAD - AVON, CT 06001860-678-3400LinkedIn1-10 employeeshospital & health care

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$164M

+19.8% from 2018

Total participants

1,463

+7.8% from 2018

Average account balance

$146,863

+12.7% from 2018

Annual return

21.22%

+24.14 pp from 2018

Benchmarks

See 1,326 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort1,326 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$212.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$131K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,620

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$13.07M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.94%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$304

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PRUDENTIAL RETIREMENT INSURANCE AND5+ years Filed as: PRUDENTIAL RETIREMENT INSURANCE Service code 15 · EIN 06-1050034	Recordkeeping	$80,989
SUMMIT PLANNING GROUP5+ years Service code 28 · EIN 06-1425131	Investment Management	$71,976
FIDUCIARY INVESTMENT ADVISORS5+ years Service code 16 · EIN 20-4751585	Consulting	$51,432

Plan features & details

Pension benefit codes2A2E2G2J3B3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$355K

$298 / participant

Other / not subdivided$355K100.0%

% of EOY assets

0.217%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: COHNREZNICK LLP
Auditor EIN: 221478099
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$146,863

$47,456+209.5%

$172,752-15.0%

$77,775+88.8%

Participation rate

71.0%

66.3%+4.7pp

82.6%-11.7pp

73.2%-2.2pp

Annual return

21.22%

35.57%-14.3pp

802.97%-781.7pp

32.58%-11.4pp

Employer contribution / active EE

$3,603

$1,574+128.9%

$5,144-30.0%

$2,504+43.9%

Participant deferral / active EE

$4,162

$2,560+62.6%

$5,198-19.9%

$3,966+5.0%

Admin fee / account holder

$318

$81+293.3%

$13,955-97.7%

$100+217.8%

Provider

Service type

Compensation

PRUDENTIAL RETIREMENT INSURANCE AND5+ years

Filed as: PRUDENTIAL RETIREMENT INSURANCE

Service code 15 · EIN 06-1050034

Recordkeeping

$80,989

SUMMIT PLANNING GROUP5+ years

Service code 28 · EIN 06-1425131

Investment Management

$71,976

FIDUCIARY INVESTMENT ADVISORS5+ years

Service code 16 · EIN 20-4751585

Consulting

$51,432

PHYSICIANS FOR WOMEN'S HEALTH, LLC SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PHYSICIANS FOR WOMEN'S HEALTH, LLC SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion