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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,585 | $109,863+68.0% | $98,477+87.4% | $167,518+10.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 16.14% | 1958.09%-1942.0pp | 1493.59%-1477.4pp | 478.71%-462.6pp |
| Employer contribution / active EE | $2,322 | $3,225-28.0% | $2,961-21.6% | $4,838-52.0% |
| Participant deferral / active EE | $849 | $4,673-81.8% | $4,276-80.1% | $6,342-86.6% |
| Admin fee / account holder | $1,213 | $6,755-82.0% | $5,951-79.6% | $12,312-90.1% |