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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,847 | $99,031+9.9% | $86,597+25.7% | $147,585-26.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 19.47% | 1312.56%-1293.1pp | 964.96%-945.5pp | 578.57%-559.1pp |
| Employer contribution / active EE | $2,323 | $3,132-25.9% | $2,840-18.2% | $4,876-52.4% |
| Participant deferral / active EE | $2,143 | $3,972-46.1% | $3,609-40.6% | $5,439-60.6% |
| Admin fee / account holder | $2,196 | $5,711-61.6% | $4,906-55.2% | $10,885-79.8% |