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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,343 | $100,938+39.0% | $90,461+55.1% | $158,982-11.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 18.42% | 1727.20%-1708.8pp | 1294.76%-1276.3pp | 302.99%-284.6pp |
| Employer contribution / active EE | $1,973 | $3,691-46.6% | $3,264-39.6% | $4,763-58.6% |
| Participant deferral / active EE | $789 | $4,350-81.9% | $3,964-80.1% | $5,983-86.8% |
| Admin fee / account holder | $892 | $6,510-86.3% | $5,617-84.1% | $11,252-92.1% |