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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,343 | $100,895+39.1% | $90,430+55.2% | $158,950-11.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 18.42% | 1725.54%-1707.1pp | 1293.73%-1275.3pp | 302.91%-284.5pp |
| Employer contribution / active EE | $1,973 | $3,689-46.5% | $3,262-39.5% | $4,762-58.6% |
| Participant deferral / active EE | $789 | $4,347-81.9% | $3,963-80.1% | $5,983-86.8% |
| Admin fee / account holder | $892 | $6,505-86.3% | $5,613-84.1% | $11,248-92.1% |