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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,002 | $88,754+102.8% | $81,820+120.0% | $145,877+23.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.44% | 1031.77%-1016.3pp | 777.93%-762.5pp | 551.28%-535.8pp |
| Employer contribution / active EE | $2,428 | $3,085-21.3% | $2,915-16.7% | $4,663-47.9% |
| Participant deferral / active EE | $4,253 | $4,648-8.5% | $4,323-1.6% | $6,691-36.4% |
| Admin fee / account holder | $4,080 | $8,424-51.6% | $7,391-44.8% | $13,402-69.6% |