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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,827 | $90,509-5.2% | $78,693+9.1% | $273,968-68.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 7.19% | 75.61%-68.4pp | 62.18%-55.0pp | 41.45%-34.3pp |
| Employer contribution / active EE | $2,866 | $3,175-9.7% | $2,850+0.5% | $4,869-41.1% |
| Participant deferral / active EE | $6,068 | $3,901+55.5% | $3,517+72.5% | $5,287+14.8% |
| Admin fee / account holder | $586 | $5,264-88.9% | $4,511-87.0% | $10,132-94.2% |