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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,777 | $101,618-50.0% | $93,063-45.4% | $137,256-63.0% |
| Participation rate | 93.3% | 74.9%+18.4pp | 72.1%+21.2pp | 80.0%+13.4pp |
| Annual return | 9.95% | 223.95%-214.0pp | 34.15%-24.2pp | 220.34%-210.4pp |
| Employer contribution / active EE | $1,286 | $2,707-52.5% | $2,476-48.1% | $4,156-69.1% |
| Participant deferral / active EE | $3,986 | $4,279-6.9% | $3,958+0.7% | $6,407-37.8% |
| Admin fee / account holder | $7,428 | $6,198+19.8% | $6,033+23.1% | $12,270-39.5% |