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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,821 | $72,177+201.8% | $115,038+89.3% | $59,633+265.3% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -4.55% | 12.02%-16.6pp | 26.14%-30.7pp | 2041.45%-2046.0pp |
| Employer contribution / active EE | $6,724 | $2,841+136.7% | $4,608+45.9% | $2,203+205.3% |
| Participant deferral / active EE | $10,792 | $4,783+125.6% | $6,026+79.1% | $3,192+238.1% |
| Admin fee / account holder | $1,588 | $4,927-67.8% | $8,175-80.6% | $4,297-63.0% |