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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,747 | $105,210+283.8% | $159,487+153.2% | $85,851+370.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 14.83% | 45.08%-30.2pp | 263.71%-248.9pp | 318.63%-303.8pp |
| Employer contribution / active EE | $7,807 | $3,319+135.2% | $4,831+61.6% | $2,565+204.3% |
| Participant deferral / active EE | $11,539 | $5,946+94.1% | $7,354+56.9% | $3,952+192.0% |
| Admin fee / account holder | $5,399 | $6,934-22.1% | $10,804-50.0% | $6,261-13.8% |