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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,721 | $102,385+337.3% | $147,080+204.4% | $80,935+453.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 3.94% | 135.09%-131.1pp | 420.17%-416.2pp | 35.66%-31.7pp |
| Employer contribution / active EE | $9,335 | $3,717+151.2% | $4,933+89.2% | $2,757+238.6% |
| Participant deferral / active EE | $15,665 | $6,651+135.5% | $8,066+94.2% | $4,299+264.3% |
| Admin fee / account holder | $26,555 | $7,951+234.0% | $12,989+104.4% | $6,924+283.5% |