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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,085 | $93,617+325.2% | $135,982+192.7% | $75,177+429.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 9.32% | 30.89%-21.6pp | 68.32%-59.0pp | 160.75%-151.4pp |
| Employer contribution / active EE | $6,737 | $3,538+90.4% | $4,859+38.7% | $2,671+152.2% |
| Participant deferral / active EE | $10,884 | $6,406+69.9% | $7,760+40.3% | $4,126+163.8% |
| Admin fee / account holder | $5,490 | $6,980-21.3% | $10,767-49.0% | $5,651-2.9% |