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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,046 | $89,370+278.3% | $141,197+139.4% | $72,976+363.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.19% | 111.88%-94.7pp | 71.41%-54.2pp | 81.02%-63.8pp |
| Employer contribution / active EE | $6,940 | $3,115+122.8% | $4,736+46.5% | $2,440+184.4% |
| Participant deferral / active EE | $11,418 | $5,419+110.7% | $6,710+70.2% | $3,608+216.5% |
| Admin fee / account holder | $3,531 | $5,957-40.7% | $10,265-65.6% | $5,124-31.1% |