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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,452 | $76,407+100.8% | $150,298+2.1% | $82,448+86.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 10.43% | 39.99%-29.6pp | 62.79%-52.4pp | 41.64%-31.2pp |
| Employer contribution / active EE | $8,625 | $2,614+230.0% | $4,154+107.6% | $2,551+238.1% |
| Participant deferral / active EE | $1,225 | $3,214-61.9% | $5,453-77.5% | $4,139-70.4% |
| Admin fee / account holder | $4,331 | $6,352-31.8% | $14,116-69.3% | $7,234-40.1% |