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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,452 | $86,050+78.3% | $189,758-19.1% | $94,015+63.2% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 10.43% | 17.77%-7.3pp | 52.62%-42.2pp | 17.84%-7.4pp |
| Employer contribution / active EE | $8,625 | $2,819+205.9% | $4,767+81.0% | $2,790+209.1% |
| Participant deferral / active EE | $1,225 | $3,349-63.4% | $5,856-79.1% | $4,249-71.2% |
| Admin fee / account holder | $4,331 | $6,627-34.6% | $20,388-78.8% | $8,951-51.6% |