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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,339 | $148,623+108.1% | $135,974+127.5% | $139,466+121.8% |
| Participation rate | 87.0% | 83.9%+3.1pp | 81.9%+5.0pp | 80.3%+6.6pp |
| Annual return | 14.35% | 79.30%-64.9pp | 68.30%-54.0pp | 373.66%-359.3pp |
| Employer contribution / active EE | $4,485 | $5,246-14.5% | $4,859-7.7% | $4,754-5.7% |
| Participant deferral / active EE | $10,669 | $8,103+31.7% | $7,760+37.5% | $6,712+59.0% |
| Admin fee / account holder | $88,579 | $12,406+614.0% | $10,767+722.7% | $11,409+676.4% |