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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,573 | $76,551+297.9% | $123,894+145.8% | $62,881+384.4% |
| Participation rate | 96.2% | 73.0%+23.2pp | 81.4%+14.7pp | 69.3%+26.8pp |
| Annual return | 7.13% | 18.68%-11.5pp | 47.52%-40.4pp | 20.14%-13.0pp |
| Employer contribution / active EE | $2,575 | $2,882-10.7% | $4,617-44.2% | $2,281+12.9% |
| Participant deferral / active EE | $7,628 | $4,840+57.6% | $5,984+27.5% | $3,203+138.1% |
| Admin fee / account holder | $11,097 | $4,826+130.0% | $8,357+32.8% | $4,296+158.3% |