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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,098 | $72,177+310.2% | $115,038+157.4% | $59,633+396.5% |
| Participation rate | 96.0% | 72.6%+23.4pp | 81.4%+14.6pp | 68.7%+27.3pp |
| Annual return | -0.12% | 12.02%-12.1pp | 26.14%-26.3pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $3,212 | $2,841+13.0% | $4,608-30.3% | $2,203+45.8% |
| Participant deferral / active EE | $8,068 | $4,783+68.7% | $6,026+33.9% | $3,192+152.8% |
| Admin fee / account holder | $67,486 | $4,927+1269.7% | $8,175+725.5% | $4,297+1470.6% |