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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,848 | $157,296+147.8% | $141,191+176.1% | $152,897+155.0% |
| Participation rate | 91.3% | 84.8%+6.5pp | 82.5%+8.8pp | 82.5%+8.9pp |
| Annual return | 22.34% | 64.34%-42.0pp | 71.41%-49.1pp | 345.43%-323.1pp |
| Employer contribution / active EE | $3,758 | $5,262-28.6% | $4,736-20.6% | $4,764-21.1% |
| Participant deferral / active EE | $9,822 | $7,111+38.1% | $6,710+46.4% | $5,851+67.9% |
| Admin fee / account holder | $48,712 | $12,125+301.8% | $10,264+374.6% | $11,599+320.0% |