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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,716 | $165,361+147.2% | $149,715+173.0% | $158,950+157.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.84% | 348.24%-333.4pp | 276.66%-261.8pp | 302.91%-288.1pp |
| Employer contribution / active EE | $3,720 | $5,103-27.1% | $4,645-19.9% | $4,762-21.9% |
| Participant deferral / active EE | $8,318 | $7,182+15.8% | $6,842+21.6% | $5,983+39.0% |
| Admin fee / account holder | $19,345 | $10,808+79.0% | $9,310+107.8% | $11,248+72.0% |