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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,598 | $86,919+91.7% | $102,457+62.6% | $80,911+105.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 14.33% | 18.90%-4.6pp | 29.41%-15.1pp | 35.63%-21.3pp |
| Employer contribution / active EE | $3,817 | $2,368+61.2% | $3,022+26.3% | $2,756+38.5% |
| Participant deferral / active EE | $8,075 | $4,119+96.0% | $5,054+59.8% | $4,297+87.9% |
| Admin fee / account holder | $723 | $8,049-91.0% | $9,451-92.3% | $6,935-89.6% |