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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,378 | $56,197+0.3% | $67,652-16.7% | $59,633-5.5% |
| Participation rate | 57.9% | 71.5%-13.6pp | 75.7%-17.8pp | 68.7%-10.8pp |
| Annual return | -1.08% | 18508.10%-18509.2pp | 6625.40%-6626.5pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $705 | $1,615-56.4% | $2,266-68.9% | $2,203-68.0% |
| Participant deferral / active EE | $2,818 | $2,844-0.9% | $3,560-20.8% | $3,192-11.7% |
| Admin fee / account holder | $11,635 | $3,958+194.0% | $4,821+141.4% | $4,297+170.8% |