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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,414 | $72,492-8.4% | $87,104-23.8% | $72,975-9.0% |
| Participation rate | 95.0% | 72.8%+22.2pp | 76.9%+18.1pp | 69.5%+25.5pp |
| Annual return | 23.99% | 24.46%-0.5pp | 28.19%-4.2pp | 81.01%-57.0pp |
| Employer contribution / active EE | $2,171 | $1,894+14.7% | $2,521-13.9% | $2,440-11.0% |
| Participant deferral / active EE | $4,216 | $3,270+29.0% | $4,048+4.1% | $3,608+16.9% |
| Admin fee / account holder | $2,592 | $5,055-48.7% | $7,491-65.4% | $5,124-49.4% |