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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,954 | $80,985+58.0% | $96,576+32.5% | $75,181+70.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 20.26% | 27.05%-6.8pp | 25.87%-5.6pp | 160.69%-140.4pp |
| Employer contribution / active EE | $3,254 | $2,282+42.6% | $2,965+9.8% | $2,671+21.9% |
| Participant deferral / active EE | $8,493 | $3,929+116.2% | $4,851+75.1% | $4,126+105.8% |
| Admin fee / account holder | $2,103 | $6,719-68.7% | $8,253-74.5% | $5,650-62.8% |