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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,826 | $62,583-7.6% | $76,767-24.7% | $64,173-9.9% |
| Participation rate | 67.9% | 72.8%-5.0pp | 77.0%-9.1pp | 69.6%-1.7pp |
| Annual return | -7.06% | -1.95%-5.1pp | 2.43%-9.5pp | 7.63%-14.7pp |
| Employer contribution / active EE | $2,388 | $1,832+30.3% | $2,485-3.9% | $2,381+0.3% |
| Participant deferral / active EE | $4,435 | $3,145+41.0% | $3,852+15.2% | $3,470+27.8% |
| Admin fee / account holder | $5,632 | $4,667+20.7% | $6,675-15.6% | $4,887+15.2% |