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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,918 | $102,385+268.1% | $147,080+156.3% | $80,935+365.7% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 11.50% | 135.09%-123.6pp | 420.17%-408.7pp | 35.66%-24.2pp |
| Employer contribution / active EE | $6,897 | $3,717+85.6% | $4,933+39.8% | $2,757+150.2% |
| Participant deferral / active EE | $12,022 | $6,651+80.8% | $8,066+49.0% | $4,299+179.6% |
| Admin fee / account holder | $64,108 | $7,951+706.2% | $12,989+393.6% | $6,924+825.8% |