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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,415 | $82,678+256.1% | $125,391+134.8% | $68,490+329.9% |
| Participation rate | 92.3% | 75.1%+17.2pp | 82.4%+9.9pp | 67.9%+24.4pp |
| Annual return | -18.37% | -5.97%-12.4pp | 572.41%-590.8pp | -7.85%-10.5pp |
| Employer contribution / active EE | $7,190 | $3,382+112.6% | $4,816+49.3% | $2,597+176.9% |
| Participant deferral / active EE | $14,327 | $6,111+134.4% | $7,448+92.3% | $4,028+255.7% |
| Admin fee / account holder | $52,605 | $6,277+738.0% | $10,009+425.6% | $5,403+873.7% |