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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,067 | $98,776+229.1% | $149,745+117.1% | $79,856+307.1% |
| Participation rate | 91.7% | 75.8%+15.9pp | 82.5%+9.2pp | 69.6%+22.0pp |
| Annual return | 21.39% | 27.38%-6.0pp | 276.72%-255.3pp | 31.71%-10.3pp |
| Employer contribution / active EE | $5,650 | $3,217+75.6% | $4,646+21.6% | $2,471+128.7% |
| Participant deferral / active EE | $11,691 | $5,681+105.8% | $6,843+70.8% | $3,741+212.5% |
| Admin fee / account holder | $2,699 | $6,053-55.4% | $9,312-71.0% | $5,306-49.1% |