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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,891 | $105,210+265.8% | $159,487+141.3% | $85,851+348.3% |
| Participation rate | 94.1% | 75.8%+18.3pp | 82.8%+11.3pp | 69.3%+24.8pp |
| Annual return | 13.81% | 45.08%-31.3pp | 263.71%-249.9pp | 318.63%-304.8pp |
| Employer contribution / active EE | $5,700 | $3,319+71.7% | $4,831+18.0% | $2,565+122.2% |
| Participant deferral / active EE | $11,848 | $5,946+99.3% | $7,354+61.1% | $3,952+199.8% |
| Admin fee / account holder | $1,782 | $6,934-74.3% | $10,804-83.5% | $6,261-71.5% |