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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,054 | $89,370+186.5% | $141,197+81.3% | $72,976+250.9% |
| Participation rate | 86.0% | 75.1%+10.9pp | 82.5%+3.6pp | 69.5%+16.6pp |
| Annual return | 22.70% | 111.88%-89.2pp | 71.41%-48.7pp | 81.02%-58.3pp |
| Employer contribution / active EE | $4,834 | $3,115+55.2% | $4,736+2.1% | $2,440+98.1% |
| Participant deferral / active EE | $9,928 | $5,419+83.2% | $6,710+48.0% | $3,608+175.2% |
| Admin fee / account holder | $26,221 | $5,957+340.2% | $10,265+155.4% | $5,124+411.7% |