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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,622 | $93,617+271.3% | $135,982+155.6% | $75,177+362.4% |
| Participation rate | 92.6% | 75.2%+17.4pp | 81.9%+10.7pp | 67.2%+25.4pp |
| Annual return | 15.59% | 30.89%-15.3pp | 68.32%-52.7pp | 160.75%-145.2pp |
| Employer contribution / active EE | $5,932 | $3,538+67.6% | $4,859+22.1% | $2,671+122.1% |
| Participant deferral / active EE | $11,007 | $6,406+71.8% | $7,760+41.8% | $4,126+166.8% |
| Admin fee / account holder | $38,550 | $6,980+452.3% | $10,767+258.0% | $5,651+582.1% |