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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,336 | $77,638+249.5% | $156,551+73.3% | $62,881+331.5% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 1.76% | 50.33%-48.6pp | 32.23%-30.5pp | 20.14%-18.4pp |
| Employer contribution / active EE | $7,412 | $3,444+115.2% | $5,501+34.7% | $2,281+225.0% |
| Participant deferral / active EE | $6,355 | $3,046+108.7% | $4,871+30.5% | $3,203+98.4% |
| Admin fee / account holder | $15,046 | $5,561+170.5% | $13,028+15.5% | $4,296+250.3% |